Our firm

 

Four Points Capital Partners LLC, is an Independent Broker Dealer with headquarters in New York. We are members of the Financial Industry Regulatory Authority (FINRA) and the Securities Investor Protection Corporation (SIPC). Four Points is attuned to the needs of the independent businessman, his family, and his business. We offer top quality products from a range of sources, each chosen for its excellence. Four Points weighs the merits of competing financial products so that you, the customer, can be certain you are receiving the right investment choices for your individual circumstances. We constantly update our knowledge about the latest products and services available for our retail customers. Interesting areas such as investment products, retirement and other life-event planning, and credit management are constantly seeing improvements and fresh ideas. We stay on top of all things financial so you can stay ahead. Small businesses will find a friendly welcome at Four Points Capital Partners LLC. Through our network of affiliates, we can arrange multiple sources of financing to launch and grow your business. Four Points is your partner every step of the way. In today’s global financial world, an investor must have access to opportunities no matter where they originate. We seek out the best products the world has to offer, and offer them to you.

Clearing Firm:

The heritage of INTL FCStone dates back to 1924 when a door-to-door egg wholesaler founded a business called Saul Stone and Company. Through organic growth, acquisitions and the 2009 merger between International Assets Holding Corporation and FCStone Group, they have become a global, Fortune 500 financial services organization. Today, INTL FCStone is relied upon by thousands of companies around the world for a wide array of services.

INTL FCStone’s customers include the producers, processors and end users of virtually every major traded commodity; commercial counter-parties; governmental, non-governmental and charitable organizations; institutional investors; brokers; professional traders; commercial banks; and major investment banks.

They offer these customers a comprehensive array of products and services. Among these services is their proprietary Integrated Risk Management Program (IRMP), as well as exchange and OTC execution and clearing services, designed to limit risk and enhance margins and bottom-line results; physical trading in precious metals and grains; a global foreign exchange and currency payment service; asset management; equities market-making; securities execution and trading; and advisory services.

Learn more about INTL FCStone by visiting their YouTube channel.

Account Protection/ SIPC:

SIPC

The Securities Investor Protection Corporation (SIPC), a non-profit organization, was created in 1970 to protect investors and their holdings in the event their brokerage firm fails or declares bankruptcy. For more information, please visit www.sipc.org.

What is covered?

Securities, such as stocks and bonds, along with cash held by a customer at a failing brokerage firm are covered under SIPC coverage. Ineligible investments include commodities (unless defined as customer property under the Securities Investor Protection Act), currency, fixed annuity contracts and investment contracts that are not registered with the Securities and Exchange Commission (SEC) under the Securities Act of 1933. For more information, please visit www.sipc.org.

How does SIPC protect me?

According to the SEC’s Customer Protection Rule, client assets are required to be separate from the brokerage firm’s assets. Client assets are defined as any stocks or bonds that are fully paid for or securities purchased with excess margin. In the unlikely event that a brokerage firm should fail while holding these assets, which are registered in the client’s name, they are distributed back to the client. Remaining assets or customer property such as cash are distributed back to clients on a pro rata basis.

When involved, the SIPC will typically ask a federal court to appoint a trustee to liquidate the failing brokerage firm and protect its clients. If the brokerage firm does not have sufficient capital to satisfy client claims, the reserve funds of the SIPC are used to supplement the firm. SIPC coverage constitutes a limit of $500,000 per client, which includes a limit of $250,000 in cash.*

INTL FCStone Financial, Inc carries excess SIPC coverage through Lloyd’s of London that, if applicable, is designed to pick-up where SIPC protection ends by covering customers for up to an additional $24.5 million per customer, which covers up to an additional $900,000 in cash balances. This policy has an aggregate policy limit of $100 million in total protection. As with SIPC protection, money market mutual fund balances and cash deposits held in FDIC insured bank accounts do not count against the $900,000 cash limitation.

FDIC

The Federal Deposit Insurance Corporation (FDIC), an independent agency of the federal government, was created in 1933 to insure deposits in banks and thrift institutions for at least $250,000. For more information, please visit www.fdic.gov

What is covered?

If your account is eligible and you select the IDP Accounts as your Cash Sweep Option, your available cash balances will be automatically swept from your brokerage account into an interested-bearing account at the Participating Banks. The Cash Sweep Program has a network of FDIC-insured Participating Banks to which funds can be spread in order to maximize total protection. A list of current Participating Banks is available at www.intlfcstone.com. Participating Banks may be added to or removed from our Cash Sweep Program without prior notice to you.

Money invested in stocks, bonds, mutual funds, municipal securities or life insurance policies are not covered under FDIC insurance. For more information, please visit www.fdic.gov.

How does FDIC protect me?

Cash swept into an IDP Account at a Participating Bank is federally insured up to applicable FDIC limits in the event of a bank failure. FDIC coverage limits are $250,000 for all deposits (checking, money market, savings, CDs, etc.) per depositor, per insured bank, for each account ownership category. For example, if you had both a checking and a savings account in your individual name at the same Participating Bank, the combined balance of both accounts would be insured for $250,000. See www.fdic.gov for additional account category and coverage in information.

*In order for cash to be covered by SIPC or supplemental SIPC, cash held in an account must be for the purpose of, or as a result of, securities transactions. Cash held in a securities account for the purpose of earning interest, which was not the result of a securities transaction, may not be covered by SIPC or supplemental SIPC.

**FDIC coverage does not apply to the following account types: Corporate, Partnership/Limited Partnership, Qualified Plan (401k/Pension/Profit Sharing/Keogh), Investment Club, Limited Liability Company, Asian Pacific, At Risk Accounts, accounts with mail proceeds and interest, accounts with short positions, and Pattern Day Trader accounts.

How To Reach Us:

Hours Mon-Fri: 8am – 5pm (EST)

Toll Free: (844)-944-4PTS (4787)
Local: (212) 257-5240
Fax: (212) -658-9094

232 MADISON AVE, SUITE -405
NEW YORK, NY 10016